Should i report hail damage

According to the National Association of Insurance Commissioners , claim frequency may affect what you pay for car insurance.

When you file a car insurance claim for hail damage, you will work with your claim adjuster and an auto body shop to get a repair estimate. The adjuster will determine whether your insurer will pay for repairs or if your car is totaled. A car is considered totaled if repair costs exceed its depreciated value. If your car is totaled and you have comprehensive coverage, your insurer would cut you a check for the car's actual cash value, which you could use to help buy a replacement vehicle.

If you're looking for ways to help protect your car from hail damage, consider investing in a padded car cover also called a hail protection blanket. When it comes to hailstorms and the potential damage they can cause to your car, it's better to be safe than sorry.

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You or your spouse will want to be home at the time the adjustor comes to assess the damage on the vehicle. Being present during this process helps expedite the claim. We go above and beyond to take care of our customers. We even offer a guarantee on repair work. Again, a lot of companies do not offer warranties. They leave the vehicle damaged. One of the absolute worst things a motorist can do is fail to have hail damage repaired.

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